Why students should appreciate, not procrastinate, their PFL
By Braylon Stafford
Image taken from Bungalow.com
An educated populous may be fundamental to society, but it’s a shame that public schools don’t teach life skills such as money management or how to file taxes, right? Simply put, no. While it is essential to learn these skills in life, it should not be the school's responsibility. That’s where PFL comes in.
PFL is a graduation requirement for all students enrolled in OHS. PFL, or Personal Financial Literacy, is a course funded by TTCU that allows students to learn life skills that standard classes wouldn’t teach them. PFL teaches students things like money management skills, how to invest and how to start a retirement fund. However, some students don’t take advantage of these benefits.
Although providing many benefits to students, PFL can be seen as somewhat of a joke among students. This is evident when nearly an entire class waits until the second semester of their senior year to give this extremely beneficial program any thought. Procrastination is common in high schoolers; however, it seems more extreme when referencing PFL.
Not only is PFL procrastinated, but it needs to be more appreciated by the students benefiting from it. Many students, including myself, have always looked at PFL as useless information that we will never use in our lives. However, this could not be further from the truth. Students should be taking full advantage of this educational opportunity.
Is PFL really all that? YES! If done correctly, PFL can be one of the most beneficial programs students participate in during their high school career. It’s time students stop procrastinating and start appreciating PFL.
To start your PFL now, follow these instructions (also found on ohs.owassops.org):
Go to the TTCU website www.ttcu.com. The Financial Literacy link is at the bottom of the page. Click “Student login.” This will take you to the login page. You will need to create your account before you get started.
You will be asked to enter a class code. The class code is CJB3J54. You will then be asked to confirm that Lisa Pepin is your teacher.
You will then enter a username and password. Write this down somewhere; the counseling office does not have access to your information.
Begin Module 1
There are 18 modules and 16 quizzes. All of the quizzes must be taken. You must score a 70% on each quiz or retake it. When you complete all of the modules, email Lisa Pepin or come by the counseling office and tell us you are done, and they will print out your certificate.